Colorado Move-Up Buyer Mortgage Guide | Adam Fry

A move-up buyer guide: using home equity, selling first or buying first, timing two closings, and comparing FHA, Conventional, and VA.

Adam Fry, Sr. Loan Officer

Adam Fry Mortgage powered by Edge Home Finance, LLC.

Phone: (303) 503-3767

Email: [email protected]

NMLS# 1962837

Company NMLS# 891464

Licensed in: CO

Adam Fry, Loan Officer, NMLS# 1962837. "Adam Fry Mortgage" is a marketing designation powered by Edge Home Finance, LLC, NMLS# 891464, 5860 Baker Road, Minnetonka, MN 55345. Edge Home Finance, LLC is a mortgage broker and is not a direct lender. Loans are funded by third-party wholesale lenders. This is not a commitment to lend or an offer to extend credit. All loans are subject to credit approval, underwriting guidelines, property eligibility, and program availability. Rates, terms, and fees are subject to change without notice. Not all applicants will qualify. Licensing information: edgehomefinance.com/licensing-disclaimer. Verify licensing at www.nmlsconsumeraccess.org. Equal Housing Opportunity.

Colorado Move-Up Buyer Mortgage Guide | Adam Fry

A move-up buyer guide: using home equity, selling first or buying first, timing two closings, and comparing FHA, Conventional, and VA.

The next house, without the guessing.

Ready to size the next move?

Three numbers that decide the move.

Sell first, buy first, or the same week.

Two closings. One plan.

The same loan menu, with equity in the picture.

The questions that show up after the first house.

You already know how a closing feels. The next one should feel clearer.

Programs

The move-up guide

You already own. The questions change: what your equity can actually do, whether to sell first or buy first, and how two closings stay on one calendar. This is that conversation.

First home, not the next one? The first-timer playbook is the other map.

Tap every box that’s true today. Most people are further along than the listing photos suggest.

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Sale price is not equity. Here’s the split, with an illustrative example — not a quote.

Example figures are illustrative and for education — your numbers depend on price, payoff, selling costs, program, and negotiation.

The order is the strategy. We pick it with you before anyone falls in love with a listing.

Path

The house-hunt still runs at your pace. The financing should not be the surprise.

Move-up is not its own loan. It is how we run FHA, Conventional, and VA when a sale is funding the next house.

Down-payment assistance programs exist, and we can explore them with you if one might help.

Simplified for orientation. Equity, payoff, loan limits, and whether the current payment still counts get worked through on your file.

Answered the way we’d answer a friend — including when selling first is the better idea.

Twenty minutes on your equity, your payment, and which order the two houses should close.

Guidance for every chapter — education first, jargon never. We’d rather teach you the math than talk you into a payment.

Explore

Talk to us

Mon–Sat · 9a–7p MT

After hours by appointment

· Licensed in Colorado · Serving Denver, Littleton & the Front Range, and all of Colorado

Equal Housing Opportunity.

This is not a commitment to lend. Program details, rates, and payment figures are illustrative, change often, and depend on your full application.